Program Overview
The BS Accounting and Finance program at COMSATS University Islamabad offers an integrated approach to accounting and finance within business organizations. This program is designed to cultivate high-calibre graduates who demonstrate both critical thinking and innovation. It aims to equip students with advanced technical expertise alongside refined decision-making and problem-solving abilities.
The curriculum is structured around four fundamental pillars: Accounting, Finance, Business, and Economics.
Accounting: The program covers both financial and management accounting from local and international perspectives. Advanced courses such as Financial Statement Analysis and Valuation, and Advanced Management Accounting are included to provide students with comprehensive insights into contemporary accounting practices.
Finance: Students gain a thorough understanding of corporate finance principles, financial institutions, and investment strategies, enabling them to effectively navigate the dynamic and evolving financial markets.
Business and Economics: A broad understanding of core business principles is developed through courses in marketing, management, communications, and information technology, preparing students for diverse challenges in the business environment.
The degree possesses an ever-popularity value by providing students with a heightened level of proficiency in the areas of financial reporting, auditing, taxation, and financial management. Importance within the industry lies in the program's ability to develop individuals who are analytical, ethical, and practically able to arrive at sound financial decisions-a skill required for all endeavours in the corporate and public sectors. It promotes skills like critical thinking, data interpretation, regulatory compliance, and strategic planning that make its graduates able to succeed in the turbulent world of finance.
ACCA and CIMA Exemptions:
Students graduating from the BS Accounting and Finance would be qualified for exemptions by major professional bodies such as ACCA (Association of Chartered Certified Accountants) and CIMA (Chartered Institute of Management Accountants). These exemptions shorten the duration of qualification and allow students to fast-track their journey toward professional certification, consequently widening their career possibilities on a global scale.
NBEAC Accreditation
COMSATS University Islamabad (CUI) has received accreditation from the National Business Education Accreditation Council (NBEAC) for its business programs. Specifically, the Department of Management Sciences at the Islamabad campus has been accredited for its Bachelor of Accounting and Finance (BAF) programs for the 2024–2027 cycle.
NBEAC accreditation signifies that this program meets national and international standards, enhancing the credibility and recognition of CUI's business degrees. This achievement reflects the university's dedication to providing quality education and preparing students for leadership roles in the dynamic business world.
Program Objectives (POs)
The main goal of this program is to cultivate proficient and skilled professionals who can swiftly advance to critical roles in the financial and accounting services industry. These individuals will showcase the expertise required to address challenges in the intricate realm of international finance and accounting. Additionally, the program aims to equip students with the ability to analyze corporate, market, investment, and risk management scenarios and apply their findings effectively. Following are the key program objectives:
- Comprehensive Knowledge and Analytical Skills: Equip students with in-depth knowledge of accounting principles, financial management, and regulatory frameworks, to help them analyze financial data and make effective business decisions.
- Entrepreneurial and Strategic Mindset: Foster entrepreneurial acumen and innovative thinking, enabling students to identify and seize business opportunities, create financial strategies, and contribute meaningfully to business growth.
- Adaptability to Dynamic Environments: Prepare graduates to excel in rapidly evolving market conditions by using modern tools in accounting and finance, driving sustainable organizational success.
- Ethics and Corporate Responsibility: Instil a strong commitment to ethical practices and accountability, ensuring graduates handle financial challenges with integrity and foster transparency in financial reporting and decision-making.
Program Learning Outcomes (PLOs)
- Exhibit a thorough understanding of accounting principles, financial management concepts, and international accounting standards, along with the ability to navigate legal and regulatory frameworks effectively.
- Cultivate the ability to identify and evaluate business opportunities, devise innovative financial strategies, and contribute to organizational growth and long-term sustainability.
- Demonstrate proficiency in utilizing advanced accounting and financial tools and adapting to technological advancements to address challenges in a rapidly changing environment and facilitate sound decision-making.
- Uphold ethical standards and corporate responsibility, ensuring integrity, transparency, and accountability in financial reporting and all professional financial activities.
Graduate Attributes (GAs)
Graduate attributes are the essential skills, knowledge, and attitudes that students are expected to develop by the time they complete their degree. These attributes prepare graduates for professional success, lifelong learning, and responsible citizenship.
- Analytical Skills: Demonstrate the ability to critically evaluate financial data and reports to support informed decision-making and strategic planning.
- Financial Acumen: Apply core accounting principles and financial management techniques effectively to address real-world financial scenarios.
- Effective Communication: Exhibit strong verbal and written communication skills to present financial information clearly and persuasively to diverse audiences.
- Strategic Problem-Solving: Develop and implement innovative solutions for complex financial challenges in a dynamic and competitive business environment.
- Technological Competency: Leverage financial software and emerging technologies to enhance efficiency and accuracy in accounting and finance practices.
- Collaborative Teamwork: Work effectively within teams, demonstrating leadership, interpersonal skills, and the ability to collaborate in diverse and multicultural settings.
- Adaptability and Resilience: Show flexibility and responsiveness to evolving market conditions and regulatory changes, maintaining effectiveness in problem-solving and decision-making.
- Global Perspective: Incorporate a global perspective in financial analysis and decision-making, with an understanding of international markets and practices.
- Entrepreneurial Insight: Identify and assess business opportunities, fostering innovation and creativity to develop sustainable financial strategies.
- Ethical Integrity: Uphold and promote ethical standards in all financial activities, ensuring integrity, transparency, and accountability in decision-making and reporting.
Entry Requirements
- Prospective students need to register for preferred offered program through link http://admissions.comsats.edu.pk and submit soft copies of required documents.
- Intermediate or equivalent with minimum 50% marks, from an accredited institution. NTS with 50% marks as per CUI policy.
- Test and Score: NTS-NAT test score with minimum 50% marks.
Minimum Duration
- Number of years: 04
- Number of Semesters: 08
Maximum Duration
- Number of years: 06
- Number of Semesters: 12
Scheme of Studies
Before Fall 2023 (SoS before Fall 2023)
Effective from Fall 2023 (SoS w.e.f Fall 2023)
Career Prospects
Strong employment opportunities in the accounting and finance industries are provided by our Bachelor of Accounting and Finance degree. Graduates are ready for positions as investment advisors, tax consultants, auditors, accountants, and financial analysts. In order to further improve employment prospects and income potential, the degree also provides a strong basis for obtaining professional certifications such as CA, CFA, ACCA, CIMA or CPA. BS A&F graduates are sought after in a variety of industries, including banking, corporate finance, consulting, and even the government, as companies increasingly turn to financial specialists for strategic decision-making. Furthermore, BAF graduates are highly valued in today's competitive job market due to the analytical, quantitative, and problem-solving skills they acquire during the course.
Contact Details
Dr. Aruba Sharif – In-charge BS(AF)
Telephone: +92-51-90496045
E-mail: aruba.sharif@comsats.edu.pk
Ms. Sadaf Naveed and Ms. Sabah Saleem – Program Coordinators BS(AF)
E-mail: sadaf_naveed@comsats.edu.pk
Telephone: 051-90496041
Address: Room No. 201, 2nd Floor, Academic Block III, COMSATS University Islamabad
Admission Office
Faculty Block II Ground Floor, COMSATS University Islamabad, Islamabad
Telephone: +92-51-9247000 +92-51-9247002 +92-51-9049802
Email: admissions@comsats.edu.pk
Faculty Profiles
COMSATS University Islamabad has truly been a remarkable place for my academic journey. The Management Sciences department is exceptional, offering a curriculum that is both comprehensive and practical. The faculty members are highly knowledgeable and supportive, always willing to help students excel. The university environment is vibrant and conducive to learning, making it a great place for personal and professional growth.
Dr. Abubakr Saeed
Tenured Associate Professor Management Sciences
Dr. Sabeen Khurram Khan is an experienced academic, researcher, and professional trainer with a strong focus in Finance and Economics. She holds a PhD in Management Sciences (Finance) from COMSATS University Islamabad, along with MS in Economics and an MSc in Economics and Finance. Her primary research interests include Finance, Stock Markets, and Islamic Banking and Finance. She possesses specialized expertise in Islamic Microfinance, Takaful, Islamic and conventional banking systems, and financial and economic analysis.
Dr. Sabeen teaches a wide range of undergraduate and postgraduate courses, including Islamic Banking and Finance, Institutional Financial Markets, International Finance, Research Tools and Techniques, Macroeconomics, Business Economics, and Corporate Finance. She also serves as a professional trainer in Islamic Banking and Finance and Research Tools and Techniques. In addition to her academic and training roles, she actively supervises MS and MPhil students, guiding them in producing quality research.
She firmly believes in not only imparting subject knowledge but also in contributing to the holistic development and character building of her students, nurturing them into ethically grounded and socially responsible professionals.
Dr. Sabeen Khurram Khan
Assistant Professor Management Sciences
Dr. Sardar Muhammad Usman is an Assistant Professor of Finance/Accounting at the Department of Management Sciences, COMSATS University Islamabad (CUI), Islamabad, Pakistan. Usman received his PhD in Entrepreneurial Finance from the School of Management (SOM), Zhejiang University, Hangzhou, China. He has completed his MSc with a specialization in Finance from Umea School of Business, Economics, and Statistics (USBE), Umea University, Sweden. He is on the panel of HEC (Higher Education Commission, Pakistan) approved PhD supervisors. He is supervising Ph.D. and Master research students and inspiring other early research careers. He has published in various top-tier journals e.g. Business Information Systems Engineering, Business Process Management Journal, Baltic Journal of Management, Journal of Risk and Financial Management, International Review of Entrepreneurship, Sustainability, and so on. He is a member of the Academy of Internet Finance (AIF), Zhejiang University. He is a dynamic research scholar who readily delves into the new trends and challenges related to crowd-based innovation, digital finance, financial markets, alternative finance, artificial intelligence, financial technologies, etc. He has more than 8 years of teaching and 12 years of research experience. My teaching portfolio includes Financial Technology and Innovation, Corporate Finance, and Investment Analysis. I emphasize research-informed, practice-oriented approach, integrating contemporary developments in fintech, blockchain, AI in finance, and digital banking to enhance student engagement and industry relevance. He is a recipient of the Chinese Government Scholarship for a Ph.D. Program and the Free Education Scholarship scheme offered by the Swedish government in the MSc Program.
Dr. Sardar Muhammad Usman
Assistant Professor Management Sciences
Dr. Kalsoom Sumra is tenured Associate Professor at Department of Management Sciences, COMSATS University Islamabad Pakistan. Key Competent Areas in research are evidence-based opportunity of public services, inequality, explicit planning of public facilities at regional and local level - big data, Urban Sustainability, Foresight & Public Policy - Public Sector Governance, Public Management & Reforms - Governance, inter-provincial & Local Government - Public Services Ethics, Social Equity, Crowdsourcing, Social innovation in Public Sector - behavioral insights in Public Sector, Outsourcing, Collaborative Management.
She has more than 18 years of extensive experience in teaching and research. Her recent research findings appear in various International, National Journals and conference proceedings on issues of public sector reforms, public Policy, governance and sustainable Management.
Dr. Kalsoom Sumra
Tenured Associate Professor Management Sciences
Mr. Muhammad Rashid Masood is a Chartered Management Accountant (CMA) and a member of the Institute of Cost and Management Accountants of Pakistan (ICMA Pakistan). He also holds international professional memberships with the Institute of Public Accountants (IPA) Australia and the Institute of Financial Accountants (IFA) Australia. He earned his Master’s degree in Management Sciences with a specialization in Finance and has over a decade of experience in accounting, financial management, and strategic planning. He is the Co-Founder and Executive Director of EPIC Trade Networks, a globally oriented supply chain management firm registered in both Pakistan and the USA. Additionally, he serves as the Managing Director at Minhas Builders, a reputed construction and real estate development company where he leads strategic financial initiatives and overall business operations.
Earlier in his career, he worked at the Arif Habib Group—one of Pakistan’s leading business conglomerates—and later served as Chief Financial Officer (CFO) at DHL Logistics, where he managed financial operations in both the United Arab Emirates and Saudi Arabia. His expertise spans financial planning, budgeting, cost control, internal audits, and corporate strategy. He currently shares his industry knowledge with students as a faculty member at COMSATS University Islamabad. His professional journey reflects a consistent commitment to excellence, global exposure, and a passion for nurturing future professionals in the fields of finance and accounting.
Mr. Muhammad Rashid Masood
Chartered Management Accountant (CMA)
With over 24 years of extensive experience in finance and taxation, Muhammad Waheed Iqbal is a seasoned finance professional specializing in taxation, financial reporting, and corporate compliance. He combines deep technical expertise with strategic advisory skills, ensuring regulatory compliance, optimizing tax strategies, and providing financial insights for organizations across various industries, including the complex oil and gas sector.
His core competencies include tax litigation, financial and tax due diligence, and corporate advisory on mergers, acquisitions, restructuring, and financial planning.
Mr. Waheed began his career in 2001 and has predominantly worked in professional firms, except for a tenure from 2012 to 2019, when he served in the finance department of a mid-sized oil and gas exploration and development company. His professional journey includes roles at Khalid Majid Rehman, Chartered Accountants (2001–2006), KPMG Pakistan (2006–2012), and his current role as a Managing Partner at Khilji Rahat Waheed, Chartered Accountants, which evolved from Khilji & Co. after he joined in 2019.
He is also a visiting faculty member at COMSATS University, sharing his expertise with the next generation of finance professionals.
Mr. Muhammad Waheed Iqbal
FCA
Miss. Sakina is a seasoned researcher and educationist with a PhD focused on the application of Artificial Intelligence and Machine Learning in Finance. Her work delves into predictive modeling, financial forecasting, and the integration of AI-driven tools in enhancing project management and investment strategies. She currently serves as Academic Manager and Senior Lecturer at the International Center of Excellence, where she leads academic planning and delivers interdisciplinary instruction in finance, AI, and research methodologies. Sakina also contributes as a visiting faculty member at institutions such as COMSATS, and SZABIST, where she mentors students and promotes research at the intersection of technology and financial innovation.
Ms. Sakina Ali
Hassan Mahmood completed his undergraduate and graduate studies from Curtin University, Perth, Australia and Federation University, Ballarat, Australia, respectively. Currently, he is in the final stages of PhD finance program from PMAS AAUR Rawalpindi. The focus of his thesis research is the panel data analysis of worldwide economic indicators.
After his post-graduate degree, he worked as an accountant in Australia and Dubai, UAE. Currently, he is working for a UNDP (United Nations Development Programme) project in Islamabad. He joined the Management Sciences Department at Comsats University Islamabad as a visiting faculty member in spring 2020. Since then, he has been teaching multiple courses in Accounting, finance, auditing and taxation.
Mr. Hassan Mahmood
Dr. Attayah has completed her PhD in Management Sciences (major in Finance) in 2020 from COMSATS University Islamabad. Her doctoral research focused on Investment analysis and portfolio management by considering the individual’s behaviour. Prior to this, she obtained her MS and MBA degrees in Finance. She has four years of post-PhD teaching and research experience. Her research interests include capital market developments, banking risks, financial risk management, financial decisions making (capital structure, capital budgeting, cash holdings, dividend policies, etc.) and financial developments in emerging markets.
Dr. Attayah Shafique
Student Testimonials
COMSATS University Islamabad has truly been a remarkable place for my academic journey. The Management Sciences department is exceptional, offering a curriculum that is both comprehensive and practical. The faculty members are highly knowledgeable and supportive, always willing to help students excel. The university environment is vibrant and conducive to learning, making it a great place for personal and professional growth.
Muhammad Mujahid
Student of BS Accounting and Finance - 2021- 25
Pursuing my Bachelor’s degree in Accounting and Finance at COMSATS University Islamabad has been an impactful and great experience. The program provided me with a strong foundation in accounting principles, financial management and analytical skills that are essential in today’s dynamic world. The curriculum is designed to blend theoretical knowledge with practical application, ensuring that students are well-prepared for the challenges of the professional world. The faculty members with great knowledge created an engaging and challenging environment, allowing me to build critical thinking and problem-solving abilities that will help me excel in my career.
COMSATS University Islamabad not only offers an outstanding academic curriculum but also a complete learning atmosphere that helps students grow personally and develop new skills. With advanced facilities and a helpful staff, the campus creates a great place for students to grow. Moreover, the university’s commitment to student success, both academically and professionally, is evident through the various extracurricular activities and networking opportunities it offers. The university also encourages the participation in different sports programs that promote teamwork and discipline. My time at COMSATS has equipped me with the skills, knowledge, and confidence I need to pursue my career in accounting and finance, and I am proud to be a part of such a prestigious institution.
Romaisa Ramzan
Student of BS Accounting and Finance - 2021- 25
My journey in the BAF program at COMSATS has been full of learning and growth. The teachers are very supportive and always willing to help. I got to work on real projects, case studies, and presentations that made learning interesting and practical. The environment is friendly, and I always felt motivated to do better. COMSATS gave me the confidence to aim higher and prepared me well for my future in the finance world.
Maheen Shahid
Student of BS Accounting and Finance - 2021- 25